ExpressTerm - AAA Life Insurance Company

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The most convenient way to buy life insurance.
Get a quote and apply online in minutes —
with savings for AAA members!

ZIP Code (Primary Residence)

Gender

Date of Birth

Height

ft

in

Weight

lbs

Are you a AAA Member?

Yes

No

When was the last time you used any type of nicotine product? Help Nicotine products include any of the following: cigarettes, cigars, electronic cigarettes, chewing tobacco, nicotine gum, nicotine patches, pipes, or hookah.

Your Overall Health Help

Fair

Good

Excellent

Email Address

Overall Health Guidelines

While it is impossible to know your rate class with 100% certainty until your case is evaluated by the ExpressApprove automated underwriting engine, the following is provided to give you some general guidance as to what you might expect.

If you qualify for a different rate than the one you select, don't worry - we will let you know and explain your options.

Excellent

You may qualify for the best or 'Excellent' rate if you are in generally good health and haven't used nicotine at all for at least the past 36 months and,

No history of high blood pressure
No personal history of heart disease, or cancer (other than skin cancer)
Never diagnosed or treated for diabetes or elevated blood sugar
No alcohol or drug abuse
No felony convictions

Good

You may qualify for the 'Good' rate if you are in generally good health and haven't used nicotine at all for at least the past 12 months and,

No history of uncontrolled high blood pressure or it is controlled with medication
No personal history of heart disease or cancer (other than skin cancer)
Never had complications due to diabetes
No alcohol or drug abuse
No felony convictions

Fair

If you don't qualify for the other rates due to certain other medical conditions you may qualify for this rate.

Note: Depending on your actual health, it is possible that you will be declined coverage.

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Term life insurance coverage up to $500,000
Apply online in minutes — 31-day money back guarantee
AAA members receive a 10% discount on their policy premiums
Life insurance through AAA — a company you know and trust

Applying for ExpressTerm is Simple:

1. GET YOUR QUOTE

Complete some basic information
Customize your policy — Decide how long do you want the coverage to last and how much do you need
Review your rate range quote

2. COMPLETE YOUR APPLICATION ONLINE

Complete information about yourself and answer a few health questions
Select who will receive the life insurance benefits
Review and submit online

3. GET A DECISION IN MINUTES

After you submit your application, it will be processed instantly in less than 2 minutes
If approved, you have nothing left to do – no follow up phone calls or health screenings
Some applicants will need to provide additional information. In these cases, a representative will contact you to coordinate any next steps, which could include a short exam at a time and location most convenient for you

Learn More About ExpressTerm